FHA Loan

Right from the start, Fred worked hard to get us quickly pre-qualified and pre-approved for a mortgage. we saw a home at an open house on a Saturday. He had us pre-approved by Monday night and we were ready to make an offer by Tuesday. We were not the highest offer, but a short financing contingency helped us to seal the deal.

Once escrow was opened, Fred was hustling to remove our financing contingency on time. From locking our rate to requesting documentation from us, to communicating with escrow and the lender, Fred was on top of the entire process. He kept us updated by email and phone. All details were covered and laid out in his emails. He kept us informed of the loan process and prepared us for what was to come.

He fully exceeded our expectations and we have no hesitation in recommending Fred to those needing a mortgage or refinancing one.

Looking to Refinance?

You may qualify for an FHA Loan with a credit score as low as 620 and refinance up to 97.75% of your primary home’s value. (Cash out is unavailable under these terms.)

Buying a Home?

With an FHA Loan you may be able to put as little as 3.5% down when purchasing a primary residence and you have the ability to prepay at any time without penalties. Fixed rate terms are available for 30-, 25-, 20- and 15-year loans.

Plus, with Nicolas Mortgage:

  • Track your loan status through Nicolas Mortgage My Loan servicing feature
  • Take advantage of our Competitive Lender Fees

Ready to Get Started?

Call (408) 957-0557
to talk to one of our
Mortgage Loan Specialists